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10 Common Homeowner Complaints
Ten problems every homeowner should be aware of…. and avoid.
10 Financial Survival Tips For Students
If you have recently graduated from high school and are now are your own, here are some financial survival tips.
5 Tips For Improving Your Credit Score
Is your credit score in the low 600's? Do you know what your credit score really is?
7 Things Seniors (and Everyone Else) Should Know About FDIC Insurance
How much does the FDIC insure your savings for?
A Day At Koh Larn
A short boat ride from Pattaya is the Coral Island – Koh Larn.
A Negative Credit Report Can Squeeze a Job Search
If you are looking for a job and have bad credit you may not get hired.
A Review Of Bontonmairimnam Restaurant
One of the things that I look forward to on my visits to Khon Kaen, Thailand is eating.
Accurate Negative Information And Controlling Your Debt
Checking your credit report for inaccurate information is essential. Your credit score depends on it.
Activities That Will Help You Feel Good About Yourself
Try these activities that will really make you feel good about yourself.
Affiliate Marketing Can Make You Money
Sorry. There are no claims to making millions and millions of dollars using affiliate marketing here. No fancy eBooks, sales pages, pitches, or wild claims of rags to riches. Just a common sense approach to making some money as an affiliate.
Air Force Medical Team Performs Goodwill Mission In Thailand
Mainstream media likes to only report the negative military news. Here is a story that shows some of the good things that the military does on a regular basis. The Army, Air Force, Navy, and Marines perform these types of missions throughout the year and most of these stories go unreported.
Air Passengers with Disabilities – Know Your Rights
Over 40 million Americans have disabilities. The Air Carrier Access Act and the Department of Transportation rule that implements it, set out procedures designed to ensure that these individuals have the same opportunity as anyone else to enjoy a pleasant flight. Here are some of the major provisions of the rule:
Airline Reservations and Ticketing Tips
Once you decide when and where you want to go, and which airline you want to use, getting reservations and tickets is a fairly simple process. You can make all of your arrangements by online, telephone, at the airline's ticket office, or through a travel agent or other ticket outlet. There are a few potential pitfalls, however, and these pointers should help you avoid them.
Alexa's Ranking System Has Changed
Alexa, a web tracking service has changed the way it ranks web sites.
Always Protect Your Credit Cards
You are the first line of defense for your credit cards. These are the things you can do to minimize your risk.
Always Split Aces and Eights
Playing consistently in blackjack is one of the keys to winning. Playing consistently correct is even better.
American Consulate in Chiang Mai
I am sure that you are aware that there is an American Embassy in Bangkok – but – did you know that there is a consulate in Northern Thailand? This may save you some time and money if you have official business to conduct and don’t want to go all the way to Bangkok.
American Express Blue Or Green Credit Cards
Green or Blue? Which American Express card is right for you?
Annuities for Retirees: What to Consider Before You Invest
Investments called annuities are similar to traditional Individual Retirement Accounts and employer-sponsored 401(k) plans in that your money can grow tax-deferred until you withdraw it from your account. However, annuities are complex products and are not appropriate for everyone near or in retirement. Here's an overview, including things to consider and questions to ask before you invest.
Anyone Can Qualify For A Major Credit Card
Is it really true that anyone can qualify for a major credit card?
Applying for Credit – A Regular Catch-22
We live in a Catch-22 world. You can’t establish credit unless you have credit. You can’t get a loan until you have a history of good credit – but – how do you get a credit to begin? Being a good shopper and always paying with cash will come back to haunt you when you want to make a major purchase – like a car or a house.
Are Credit Card Loss Protection Offers Worth It?
If someone steals your credit card and starts charging away, how much are you liable for?
Are Invention Promotion Firms Right For You?
Think you have a great idea for a new product or service? You're not alone. Every year, tens of thousands of people try to develop their ideas and commercially market them.
Are There Any Good Restaurants On Walking Street?
Most single guys know that Pattaya's Walking Street is a haven of go-go bars but many don’t know about the great restaurants.
Are You A Newbie Going To Pattaya Thailand?
If you are going to Pattaya, Thailand for the first time, you should learn from someone else's experience so you don’t make newbie mistakes.
Are You A Victim Of Telemarketing Travel Fraud?
Have you purchased a travel package over the phone? Is it legitimate?
Are You Becoming a Compulsive Gambler?
Compulsive gambling is an illness similar to alcoholism. If you think you may be a compulsive gambler, please seek help.
Are You Experiencing Abuse in a Dating Relationship?
If you are a teenager who may be experiencing abuse in a dating relationship, a friend of a teenager in an abusive relationship, or a concerned adult...
Are You Facing Foreclosure?
What can you do if you receive a foreclosure notice?
Are You Having A Hard Time Dealing With Debt?
What options do you have when you are trying to erase your debt?
Are You Looking for the Best Mortgage?
Shopping around for a home loan or mortgage will help you to get the best financing deal.
Are You Managing Credit And Debt Or Is It Managing You?
Who is in control – you or your credit card?
Are You Monitoring Your Credit?
If you are not monitoring your credit and your credit reports, you may be in for a big surprise.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Are You Traveling Overseas With Children?
More and more families are traveling to Thailand and other overseas areas. If you are flying and have small children, make some preparations before you go and remember that the security officers are doing their job keeping all of us safe.
Are You Traveling With A Disability Or A Medical Condition?
The airlines are prepared to assist people with disabilities or medical conditions, but you have to do your part to help them help you.
Arrival and Claiming Your Bags
Many bags look alike. After you pull what you think is your bag off the carousel, check the name tag or the bag tag number. If your bag arrives open, unlocked or visibly damaged, check right away to see if any of the contents are missing or damaged.
Arriving at an Airport You Can’t Even Pronounce
If you have recently traveled to Thailand you arrived at the newest Southeast Asian airport. Bangkok’s new airport replaces an old friend of mine.
Article Marketing-Both Sides of the Fence
I have been submitting articles to article sites for quite a while now – both manually and with the use of a submitter. I also have 6 article sites and accept auto-submitted articles to 4 blogs. So, I understand submission guidelines from both perspectives.
Articles: Is It Better to Give or Receive?
Which is the better way to market you product? Is it better to submit articles to other sites or is it better to run an article site and receive articles?
Avoid Predatory Lenders and Get a Good Home Loan
How to avoid predatory lenders and get a good home loan.
Basic Financial Information Tips (Part I)
Here are some financial tips, definitions, and information that will hopefully help you save money or get out of debt.
Basic Financial Information Tips (Part II)
Here are some additional financial tips, definitions, and information that will hopefully help you save money or get out of debt.
Be Aware Of Automatic Debit Scams
Fraudulent telemarketers have found yet another way to steal your money, this time from your checking account.
Be Careful With Internet Dating Services
Love may have always been in the air but now it’s on the Internet too.
Be On The Alert to Mortgage Scams
The scam artists are lurking right around the corner looking to take over your house.
Before You Buy A Timeshare
In calculating the total cost of a timeshare or vacation plan, include mortgage payments and expenses, like travel costs, annual maintenance fees and taxes, closing costs, broker commissions, and finance charges.
Before You File for Personal Bankruptcy Get Educated
Information about credit counseling and debtor education
Beware Of Foreclosure Rescue Scams
Foreclosures across America are definitely on the rise with the sub-prime mess the lenders got us into.
Beware of Internet Dating Fraud Scams With Ghana
If you are a member of an Internet Dating Site, be careful of online fraud.
Beware of Russian Dating Scams
The bad guys are all over the Internet and have infiltrated dating sites in hopes of making money illegally.
Beware of Strangers Bearing Gifts
There are many scams and frauds that target our senior citizens. Don’t become a victim.
Beware When Shopping Overseas.
Going shopping during your Asian vacation can be a lot of fun – but it can also be a problem. Be careful when shopping by following the following tips. Saving money while shopping from the local vendors is great – but it can cost you when you return and go through customs. Don’t ruin your holiday – know the rules before you go overseas and buy souvenirs that will be confiscated when you return.
Booking Your Vacation Then and Now
Booking hotels and flights has changed remarkably over the past 20 years. The Internet has made it possible to do it all yourself.
Buying a Home Is a Big Deal
Whether you’re shopping for appliances or automobiles, groceries or gadgets, travel services or tax preparers, the Internet has changed the way most people gather information about products and services.
Buying, Giving, and Using Gift Cards
Gift cards may be the answer to your shopping problems.
Can a Foreigner Own Property in Thailand?
The best answer I can give is “it depends”. Thai land laws are a bit confusing and you should consult and English speaking lawyer in Thailand before any property transactions.
Can Fido Fly The Friendly Skies?
If you plan to bring your pet with you on your vacation, or transport your precious pooch by airplane, you need to know the rules.
Can I Receive Federal Benefits If I Retire In Thailand?
You want to retire in Thailand but are worried that you cannot collect your Social Security benefits if you retire in a foreign country. Well, worry no more.
Can Telemarketing Fraud Happen To You?
Too many consumers are losing money to fraudulent telemarketers.
Can You Really Find Love Online?
Yes, you can find the love of your life online. I know, because I did.
Can You Really Retire in Thailand On $500 Per Month?
Retiring in Thailand is something I have been planning for ever since I can remember. From my first visit to Bangkok in 1973, to my last trip to Khon Kaen 3 months ago, I constantly think and plan for my retirement in the Land of Smiles.
Celebrate Loy Krathong in Thailand
Unique to Thailand, Loy Krathong is celebrated country-wide during the 12th month of the Thai lunar year. The holiday is usually in November.
Celebrate Songkran in Thailand
Sawasdee Pii Mai & Happy Thai New Year! Although it is a few months away, it is never too late to plan for a trip to Thailand to celebrate Thai New Year.
Changing Negative Thoughts About Yourself to Positive Ones
You may be giving yourself negative messages about yourself. Many people do.
Checking-in For Your Flight-It’s in the Bag
Arriving at the airport is the start of your vacation. You can make it painful or painless. It is all up to you.
Collection Agencies And Your Rights
What are the rules and regulations governing collection agencies?
Common Sense Travel Tips
Flying is a routine activity for millions of Americans, and raises no health considerations for the great majority of them. However, there are certain things you can do to ensure that your flight is as comfortable as possible.
Compulsive Gambling Behaviors Observable in the Workplace
Do you know how to tell if one of your co-workers may be a compulsive gambler?
Contacting Your Mortgage Loan Servicer
Before you have any conversation with your mortgage loan servicer, be prepared.
Controlled Chaos In A Thai Mega Store
Will the Thai's ever learn to shop in a mall?
Cope Tiger 2007
Frequent travelers know all about the Army’s Exercise Cobra Gold but not many have heard of the Air Force’s Exercise Cope Tiger. Held annually, Cope Tiger is a multi-lateral exercise with the United States, Thailand and Singapore. It is held in Thailand and continues to build relationships between all of the participating countries.
Credit - You Have The Right To...
Know your rights - your credit rights. There are laws to protect you - but - you have to know the law.
Credit and Divorce
How does getting divorced affect your credit? Who is responsible for the credit card bills?
Credit Card Claims and Defenses
Sometimes you have a dispute over goods or services that were defective or not delivered.
Credit Card Debt And Security Risks
An individual who is financially overextended is at risk of engaging in illegal acts to generate funds.
Credit Card Rates And APR's
Do you know how much you are really paying in credit card interest?
Credit Card Words to the Wise
If you are considering getting a credit card, here are some words to the wise to keep you out of trouble.
Credit Cards And Scams
The bad guys are always coming up with new ways to part you from your hard earned money.
Credit Insurance: Is It Right for You?
The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Should you get credit insurance or can you live with it? Only you can answer that question.
Credit Repair Companies Provide No Cure for Your Credit Ails
Can credit repair companies really fix your credit seemingly overnight?
Credit Repair Scam Tips
Things to think about before you hire a credit counseling/repair company:
Credit Repair Scams: The Warning Signs
I am sure that you have seen the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:
Credit Report Questions and Answers
What is a credit report (also known as a credit file or profile)?
Credit Reporting And Your Bottom Line
How do credit reports affect your bottom line and what can you do to improve your credit score?
Currency Conversion in Thailand
Going to a foreign country means you will need to change some of your country's currency to Thai Baht.
Day Trading Ads: Cutting Through the "Bull"
Is day trading for you? No risk! Guaranteed profits! Financial freedom!
Dealing With Debt
Credit card debt can be an extreme burden but you can dig yourself out of debt.
Dealing with Debt – There Are Solutions
Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?
Debit and Credit Card Blocking
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."
Debt Collection And The Law | Know Your Rights
Are creditors hassling you at all hours of the day and night? Is this legal?
Debt Money and Happiness
Money doesn’t create happiness, but the lack of money, or excessive debt, can destroy it
Debt Relief Promises May Really Be Offering Bankruptcy
Can I really repair my credit? You can, if you have patience and persistence and watch out for the scam artists.
Deceptive Mortgage Ads: What They Say; What They Don't
With the subprime mortgage mess, the scam artists are crawling out of the woodwork.
Defensive Flying: Tips You Can Use
Most airline trips are boring and uneventful. However, you can take steps to reduce even further your chances of encountering problems. Here is some advice for "defensive flying."
Developing Positive Affirmations
Affirmations are positive statements that you can make about yourself that make you feel better about yourself.
Did I Forget To Pack Anything?
On your way to the airport there always seems to a gnawing feeling that you forgot to pack something for your trip.
Dining In Pattaya Thailand
If you are going to Pattaya for the first time, you may be wondering where to go to eat your meals.
Divorce and Credit–Are You Liable?
Getting a divorce can be painful for both parties and can be even more painful if you have joint credit cards.
Do I Need to Speak Thai in Thailand?
Speaking the language of the country you are going is a definite advantage but it is not really necessary.
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