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Charley Huang's Articles in Credit

  • 0% Credit Card Interest Rate? Fact or Fiction?
    Lots of credit cards don’t have any annual fee assigned to them. In exchange for that annual fee, an interest rate structure is solidified in place that is applied to the outstanding balance the card accrues over a thirty day period. In case payments are not made on time, the credit card company will impose a higher interest rate starting on the next month’s bill.
  • The Advantages of Cash Back Credit Cards
    Cash back cards are credit cards that give bonus points when purchases are made with the cards. The concept of cash back cards began with the “bonus miles” feature started by airlines and spread in popularity to other businesses and industries.

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