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Alvin Toh's Articles in Personal Finance

  • When Do You Use A Credit Counseling Service
    If you are consistently paying your bills late, credit counseling services may be able to help you negotiate lower interests and payment plans with your creditors. A credit counselor determines your eligibility for a debt consolidation program or debt management plan. The main advantage is that you only need to make one payment per month to a credit counseling service, which then sends the payment to your creditors.
  • Sell Timeshare Through A Licensed Timeshare Broker
    Selling a time share is not easy. It is about selling time or holiday ownership, not a traditional real estate. You are not allowed to put up a ‘For Sale’ sign in front of the property and you cannot show the unit share to potential timeshare buyers at any time you want.
  • 5 Tips on How To Sell Your Timeshare Successfully
    Sometimes, retaining ownership of a timeshare becomes impractical. Although you may have enjoyed your timeshare for a number of years, there may come a time when hanging on to your property is just not feasible. Perhaps your financial situation has changed or your personal life is no longer suited to enjoying your timeshare property.

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