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  • Mortgage Calculator and Its Usages  By : Vikas Lov
    When purchasing a new home most buyers choose to finance a portion of the purchase price through the use of mortgage. And since, various mortgage offers are floating in the market….
  • Effects of Low Mortgage Rate  By : ratetake
    Recently we have witnessed a boom in the mortgage industry. With increasing real estate values and a very low inflation, interest rates have touched an all time low. Since inflation is running extremely low at present, economists feel that mortgage rates will remain low in the near future also.
  • Mortgages From the Past and the Present  By : Ajeet Khurana
    Mortgages have become common place and easy to understand. But they have an interesting history.
  • Obtaining Home Loans For Bad Credit  By : Arthor Pens
    Many people are looking for home loans for bad credit. What may surprise you is that even if you have less than perfect credit, it is absolutely possible to get bad credit home loans with various lenders.
  • Don’t Let Slowdowns Get You Down  By : Kelly

    Many brokers are always a little nervous about the year to come. Will business be as vibrant as it was last year? I believe these concerns may have more validity this year then we have seen in the past few. Let’s face it, we are in a rising interest rate market. Home inventories have been increasing in most national markets, there are many more in house lenders to compete with and the refinance boom has clearly ended. Where will your business come from in 2006?
  • What is a Bad Credit Mortgage?  By : James Miller
    Bad credit mortgages - also known as adverse credit mortgages - are mortgages for people who have experienced financial difficulty in the past and who may now find it difficult to get a mortgage and other credit.
  • Secured Loans.  By : Myers
    When it comes to finance options, there are number of loans that are offered. Personal loan and secured loan are mere examples of it. Talking about secured loan, it is a debt that is secured usually against some asset as security. It may require property being used as a security to balance the amount, the creditor lends. The amount may be differentiated on the basis of individual needs and the lender’s terms.
  • Mortgage: The Danger Of Over Stretching Your Finance  By : James Miller
    Borrowing more and more money for a mortgage is getting easier, with some mortgage providers offering mortgages up to four times your salary.
  • Using Real Estate for Home Improvement Loans  By : Ajeet Khurana
    If you already own real estate, you can put it to productive use. Learn about home improvement loans and homeowners loans.
  • Home buyer questions  By : Robert Woods
    Buying a home requires skill in a variety of areas. There's negotiating, financing, inspecting a home, and understanding legal contracts. It's really too much for most people to do by themselves, which, as you know by now, is why most of us pay good money to hire real estate agents, mortgage brokers, home inspectors, and other professionals to help with the process. But that doesn't remove the buyer from the role of project manager, whose job is to understand what each specialist is meant to do and recognize when one of those key players is not doing his or her job right
  • Five Reasons to Consider a Remortgage  By : Nicholas Hunt
    Is your mortgage deal the best it could be? A remortgage could seriously improve your finances if done properly, and here are some of the reasons you might consider it.
  • H. F. C.‘s No Charitable Institution  By : Nathen Jones
    For Banks providing mortgage loans for real estate transactions is the most secured option to earn interest. It is safer to loan an individual with adequate collateral than to pump crore into a manufacturing unit and expose themselves to risks.
  • Home Equity Mortgages Explained  By : Brady Koputh
    Imagine sitting on your front porch one rainy evening, and feeling a drop. Then another drop. Your roof is leaking, and needs to be replaced. The problem is, every dollar of your pay check is already budgeted to cover your monthly expenses. In this case, a home equity mortgage can help keep the roof over your head.
  • Get the FHA Refinance Mortgage Edge  By : Greg Lietz
    No one likes to do all the research needed when refinancing a mortgage. However, without spending that time looking up information, it's much harder to get a good deal on a FHA Refinance Mortgage.
  • Christian Mortgage  By : rateempire
    Christian Mortgage is a term used wherein Christian principles are used by the mortgaging company to mortgage loans to its customers. Many a times the mortgage offered by these companies are limited to only Christian customers.
  • California home equity mortgage loan  By : Darren Dunner
    California home equity mortgage loan is something like the second mortgage. It is also a primary means by which the borrowers or the homeowners can use their own properties to receive cash. It is different from home purchase loan as the lender lends the cash based on the equity of the house. Whereas second mortgage deals with, getting another loan for the equity of the house which is already under mortgage.
  • The Property Ladder: New Types Of Mortgage  By : James Miller
    Recently, there have been some new types of mortgages available which give you more options as to how you pay back the money you owe. These new mortgages are: flexible, current account and offset mortgages. So how do they work?
  • Individual Savings Account Mortgages Aka ISA Mortgages  By : James Miller
    With this type of interest-only mortgage, you pay into an individual savings account (ISA) to build up enough to pay off the mortgage at the end of its term.
  • The Role of Mortgage Broker  By : N. Sai
    A mortgage broker is a well-trained professional representing those who seek home mortgages and provides them an ideal solution. By engaging a mortgage broker, the customer gets his value for money spent on the expert. This article discusses the key advantages and even certain disadvantages in engaging a mortgage broker.
  • When Is Interest Only A Good Mortgage Idea?  By : Tom Allen
    An interest only mortgage involves a repayment schedule where for a set period of time - usually five to 10 years - you only pay the interest.
  • Commercial Mortgages  By : David Grooms
    Commercial mortgages are very similar to residential mortgages. Instead of an individual buying the property a business is.
  • The Pros of Remortgage  By : Ajeet Khurana
    Remortgages are becoming increasingly popular. What factors are causing their popularity?
  • Tips for the Cut-Throat Mortgage Market  By : Ajeet Khurana
    An astute real estate agent knows how to use mortgage leads effectively. Similarly, the prudent mortgage buyer knows how to gain by comparing mortgage quotes.
  • Unearthing Discounted Mortgages  By : Ajeet Khurana
    Everyone welcomes a bargain. Here are tips on finding great discounts on mortgages.
  • Protecting Your Credit During Divorce  By : Ray A. Lopez
    When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.
  • Study Assesses Mortgage Payment Reset Impact  By : Kelly
    SANTA ANA, CA — First American Real Estate Solutions; the nation’s largest provider of advanced property and ownership information, analytics and services, released a new study today that investigates the impact of mortgage payment reset by providing insight into who will be most affected when adjustable-rate loans convert from low, teaser interest rates to higher prevailing mortgage market rates.
  • Mortgages for the Landlord and Landlady  By : Ajeet Khurana
    Many people buy properties intending to give them out on rent. How do they afford to purchase such property?
  • How to Use a Low Mortgage Rate Market  By : ratetake
    The basic reason we look for a loan with a low mortgage rate is to save money, get out of debt quickly or simply to better our financial position. Here, you will be provided with the perfect guidance on how to use a low mortgage rate market to the fullest.
  • Remortgages - Difficult To Get If You Have Poor Credit?  By : Andy Silk
    Got a poor credit history but looking to remortgage? Don't worry. There are many people out there in the same situation and there are lenders available that are looking to help. We examine what's involved if you find yourself in this predicament.
  • New Web Technologies for the Mortgage Industry  By : Kelly
    Web-based technology is always evolving. The latest trend is to offer the technology in what is called Software as a Service model. This model breaks up the technology into services for the broker to decide what he or she wants and pay for that feature alone.
  • Coming by Status Symbols  By : Ajeet Khurana
    We are all obsessed with acquiring status symbols. What are some of the more important status symbols of modern life?
  • Tips on Foreclosure prevention  By : Robert Woods
    What is Foreclosure? Foreclosure contain a court case in which a bank, mortgage company, or other creditor attractiveness to take the material goods of the non payer because they have been inept to make the outflow involved to the fiscal institution.Contact your lender as soon as you realize that you have a problem. Lenders do not want your house. They have options to help borrowers through difficult financial times.
  • Rate Your Mortgage With Mortgage Quotes  By : Murielle Freegard
    Finding the best mortgages is never a easy task. A mortgage search is more than merely comparing fixed interest rate mortgages of a few companies. Searching for the right mortgage is going through a tangle of loan types, loan programs, mortgage brokers, bankers, lenders, finance companies, and so on.
  • Loan Process Steps  By : rateempire
    The adventure begins. As you enter into a loan process, be diligent in expressing your

    concerns with questions you need answers to. Fining out your plans, and the results

    you want from refinancing your home is our beginning point.
  • Real estate riding high on finance  By : Nathen Jones
    The real estate market in India is running is top gear. It has opened a world of opportunities for everyone from developers to investors. The real estate market is growing at a good pace which has further boosted the overall development of the economy.
  • Mortgage Calculator - A smart decision to deal better..  By : Myers
    Mortgage has been a nightmare for any person especially with hundreds of offers in the loan market. All quotes that are offered seem to be honey coated and it is tough for a person to select suitable offer that may satisfy his requirements. Basically, mortgaging is a process when a property is laid by a debtor as a security in return of a principle amount called debt. Obviously, the decision of handing your property to other person is always tough especially when it is your home or factory. Hence, mortgaging decision requires ample alertness and sheer combination of knowledge along with technology.
  • Specialty Financing And Foreclosure  By : Molten
    Foreclosures are on the rise across the nation, due in large part to the specialty financing offered by sub-prime lenders that began in the housing boom several years ago. When people with damaged or no credit applied for mortgages, they were often steered to risky products that offered insanely low payments for several years before a balloon payment would come due. Too many people did not understand the risks, and are now facing the loss of those homes. The good news is, there are ways to stop foreclosure.
  • Considering Adjustable-Rate Mortgage Payment  By : Bobbie McKee
    People are asking if home loans in newspaper ads showing astonishingly low rates are for real. These ads are what we call adjustable-rate mortgage payments.
  • First Foot On The Property Ladder  By : James Miller
    So you have decided to get a mortgage - which is probably the biggest financial commitment you will ever make. Here is some basic information on mortgages so that you can make the right choices.
  • Journeying to the Ideal Mortgage  By : Ajeet Khurana
    There is no such thing as an ideal mortgage. But, if you look hard, you can get a better deal than the one you are being dished right now.
  • Seven Benefits of Christian Mortgage  By : rateempire
    The Christian Mortgage concept is built on the basis of Christian faith and principle. Various institutions around the world follow Christian Mortgage principles to shape their terms and conditions.
  • Mortgage Explained  By : James Miller
    In simple terms, a mortgage is a form of loan where you borrow money in order to buy a property. A typical mortgage will run for a longer period than a normal loan - usually 25 years.
  • Shelter, Status, and Earnings  By : Ajeet Khurana
    Houses serve a variety of purposes. Here are ideas on how you can buy a house and rent it out.
  • Bad Credit Mortgages.  By : Myers
    Applying for bad credit mortgages in today’s world is no more a child’s play. Getting a bad credit mortgage may be difficult but investing some time on internet may lead to fruitful results. There are many bad credit mortgage lenders in the market. Problems can be sorted from your living rooms itself by surfing the top ranked websites and choosing your own bad credit lender.
  • Mortgage: First Time Buyer Tips  By : James Miller
    Taking out a mortgage is always a huge decision. With interest rates varying and different mortgages to choose from there are right ways to go about getting a mortgage and ways you shouldn’t.
  • Get a Mortgage With Bad Credit  By : James Miller
    In the old days if your credit history was less than perfect, the only mortgage you would be offered would be one with extortionate interest rates from a shady broker. Nowadays, there are more sympathetic lenders who will offer you a bad credit mortgage without charging you sky-high interest charges. And because there are more lenders out there now offering these non-standard mortgages, it has driven the interest rates on them down which is good news!
  • Search Out a Better Mortgage or Credit Card Rate  By : Ajeet Khurana
    Cheap mortgages and cheap credit cards are out there. You just need to persevere and look hard.
  • Securing That Fixed Rate Mortgage  By : Ajeet Khurana
    Mortgages can be fixed rate or variable rate or some fancy combination. Find out more.
  • Mortgage lender California  By : Darren Dunner
    When looking for a loan to purchase a new or existing house, beware of mortgage lenders in California insisting you can afford much more house than you actually can. While it is true that you should purchase enough houses that you won’t have to add on or move again sooner than expected, don’t take on more payment than you can afford.
  • As the Tenant Turns Homeowner  By : Ajeet Khurana
    Turning homeowner marks an important milestone in life. Find out about homeownership and home loans.
  • When Should You Refinance Your House?  By : Cornie Herring
    A simple guide from financial experts, you should not refinance your house unless the market rates are approximately two percent below your original mortgage lock in rate. Read this article to get more information on when is the best time to refinance your house.
  • Choosing From a Mortgage Medley  By : Ajeet Khurana
    We have an array of mortgages to choose from. Find out about some mortgage types.
  • Personal Loans...  By : Myers
    Personal loan is like water that flows and takes shape of the vessel it is poured in. In other words, personal loan fits in all right places. With the enhancing competitive markets, interest rates has been struggling and breaking down with each struggle. But, it is just the cover of personal loans. Low interest rates along with hidden costs maintain the profits for individuals, banks, companies and other personal loan providers at the same pace. As such a personal loan may feature both, secured and unsecured loans.
  • Perplexed by the Multiplicity of Mortgages  By : Ajeet Khurana
    Mortgages can be your best friend or they can be your enemy. It all just depends on how well you can understand them.
  • Foreclosure homes plan  By : Robert Woods
    If you are in the market for a new home or property and are finding it difficult to gain the financing or achieve the credit necessary to purchase one there are options now that make such first time purchases easier. Those who are new to the workforce, or just graduating from university do not always have unlimited resources to work with. One of the easier ways to get started in home ownership, particularly for those who are new to the market or have limited budgets to work with, is a foreclosure home.
  • Amazing New Technology makes life easier for Brokers  By : Kelly
    I started doing mortgage loans in the 80’s and all paperwork in those days was done in a very thick file put together for the borrower, which would sometimes be 3 inches thick. Today things are moving in the direction of paperless processing.
  • Find The True Cost Of Your Mortgage  By : James Miller
    When comparing mortgages, it isn’t just a case of looking at the difference in interest charging and choosing the one with the lowest rate. There is so much more you need to consider finding out the true cost of a mortgage.
  • Limited Options Get More Conversions  By : Kelly
    About 15 years ago, when I was a branch loan officer at Downey Savings and Loan, I got calls everyday from bank customers asking about our rates. I finally figured out why I received so many "rate" calls; they didn’t know what else to ask.
  • Leveraging Technology for Growth  By : Kelly
    It has been a sellers market in the Bay Area for some years now, but things have started to slow down a bit for the typical broker. I speak about technology often in my on-line articles and also in my classes. The real reason brokers today need to utilize the latest technology is to stay competitive with the big firms and to stay up with lenders throughout the country.
  • TEXAS MORTGAGE REFINANCE  By : Deepak Bansal
    Before applying for the Texas Mortgage Refinance program one must do proper research work in order to find out about the company’s credibility, as not all places are safe to apply for this kind of program. Any sort of confusions can lead to lot of problems. Thus if the borrower has any sort of queries regarding the program, he should clarify them as soon as possible.
  • Getting on The Ladder: Extra Mortgage Costs?  By : James Miller
    Sadly, paying your monthyl repayment is not the only financial consideration you have to make when you take out a mortgage. There are many extra costs and considerations too. Here we take a look at the main ones...
  • Ready to Trade-In Your Home? Perhaps You Should Remodel Instead!  By : Ray A. Lopez
    Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn't quite so perfect anymore. Or perhaps you still love your home, but you really want a gourmet kitchen and a larger master bedroom. Should you start looking for a new house? Or would it be better to stay where you are and remodel instead?



    Both options involve a significant investment of time and money, so it's important to take your time and make an informed decision. You'll also want to be sure to consider both the financial and the emotional sides of the equation. Let's begin by examining the financial factors involved.
  • Lenders and Brokers Share a Complementary Relationship  By : Kelly
    The success of tools like BlitzDocs and ePASS Express is indicative of a real trend: lenders are hurting for volumes too so they’re reaching out to brokers with Web technology as well. Lenders want to keep their broker partners happy to ensure that all that business is sent their way.
  • Are you looking for a home loans providing company?  By : Maico
    MAICO Home Loans, California provides the home loans, works with dedication and commitment and helps up to the much extent in providing the home loans.
  • Mortgage Lender ? California  By : Darren Dunner
    If you are a person who is looking for an exciting and a challenging opportunity to earn good amount of money then the profession as a mortgage lender is just suitable for you. Especially in California where the real estate boom is on a great raise, this profession is definitely one of the hot professions to consider as it is both rewarding and exciting.
  • Debt Consolidation Remortgages  By : Andy Silk
    If you've got lots of credit agreements all over the place and you're concerned about the APR you are paying, this article might just be for you. We take a look at using a remortgage to solve your debt consolidation problems and what that really means for you.
  • What Mortgage Surveys in 2007 Depict?  By : rateempire
    The august 2007 survey on US mortgage has shown a significant downfall in the market due to lowered treasury yields.
  • Mortgage loans are one of the most desired loans now a days.  By : Martgage
    They are the highest investments that the companies invest and highest amounts that the customers want, and then interest percentages will play a predominant role.
  • What are Hard Money Loans?  By : Miles Loss
    How real estate investors can use "other people's money" to finance their investing? See how hard money works and what is the difference between hard money and soft money.
  • Mortgage Interest Rate Analysis  By : rateempire
    In the very beginning of the month of August the mortgage interest rates remained quite stable. Except a few mortgage program interest rates most of then remained unchanged to what it was in the last week of July.
  • Mortgage Refinance Rates  By : rateempire
    Refinancing your existing mortgages has many advantages like lowering the monthly payments or interest rates paid.
  • Mortgage: Help For First Time Buyers  By : James Miller
    Putting that very first foot on the property ladder is getting harder and harder for First Time Buyers (FTB’s for short). With house prices rocketing, if you are a wannabe FTB, finding the money to buy your own home is nigh on impossible.
  • The Property Ladder: Mortgage Interest Rates  By : James Miller
    Your aim is to pay as little interest as you can on your mortgage, so interest rates are the most important part about buying a house. You need to decide which type of interest charging you want your mortgage to be so that it best suits your circumstances.
  • Honesty is its own reward but not its only one  By : Kelly
    In a settlement reached last week with 49 state Attorney Generals, Ameriquest Mortgage has agreed to pay $325 million in borrower restitution and investigative costs. The settlement is the third largest of all time relating to abusive lending practices and the largest since the Household Finance settlement of $484 million in 2002.
  • The Home and the Need to Belong  By : Ajeet Khurana
    If you do not feel the need to belong you are probably living at home. Here is an article about what drives people to buy their own homes.
  • Choosing the Best among Home Mortgage Finance Options  By : N. Sai
    There are many options when it comes to home mortgage finance. The mortgage lender will explain in detail about the working of each and every program and you should get it in writing. The most popular home mortgage finance options are discussed in this article in detail.
  • Low Refinance Rates  By : rateempire
    If the thought of paying your high housing loan interests makes you feel queasy, then opt for refinancing and get rid of all your worries and anxieties. Refinance your loan and lead a stress free life.
  • What Sort Of Interest Rate To Choose  By : James Miller
    As well as choosing between the basic types of mortgage, there is a wealth of interest rate options too : variable rate,base rate tracker,fixed rate,discounted rates,capped rates or cashback deals.
  • Mortgage: Deposit vs. no deposit  By : James Miller
    You’ve found the house you want and you have worked out that you can realistically afford to meet the monthly repayments. But there is one problem - you don’t have a deposit.
  • Demand for buy-to-let mortgages falls in March 2007  By : Andrew Regan
    BBA statistics show that the demand for buy-to-let mortgages fell in March 2007. However, some recent surveys indicate otherwise.
  • Sub-Prime Can Help Prime Bottom Line  By : Kelly
    Mortgage loans are a roller coaster ride waiting to happen; several of my students have asked me how I keep my pipeline, at least, partially filled as theirs coasts on the lower end.
  • Tips About Getting A Mortgage  By : James Miller
    Taking out a mortgage is a big financial commitment - it is probably one of the largest financial decisions you’ll ever make. So, if you are looking at taking out a mortgage, there are a number of considerations that you need to take into account before you sign on the dotted line.
  • Find out how to get a better interest rate on your mortgage  By : Miles Loss
    Find out what the underwriter is looking for when underwriting your loan. You can use this information to help yourself obtain a mortgage and a better rate.
  • A Good Understanding of Mortgage Backed Securities  By : N. Sai
    Mortgage backed securities are one of the important reasons for the fast pace growth of real estate industry. Hence it is very important to have a good understanding of mortgage-backed securities. Read on to learn the key points of mortgage backed securities.
  • 100% Financing Mortgages  By : Mike McAtee
    100% finance mortgages are mortgages with zero money down required at the time of the initial loan. The main advantage of this type of loan is the ability to buy a home with almost no money down.
  • Being a Prize-Winning Sales Person  By : Ajeet Khurana
    Do you want to be in the sales department? Find out what are the qualities that create a fantastic salesman.
  • Tips to Finding the Right Remortgage for Your Home  By : Ajeet Khurana
    Remortgages can tricky if you do not understand them. Here is a beginner's guide.
  • Brokers Prosper, Rain or Shine  By : Kelly
    With home prices going up 10-20% in some markets, many so called experts warned of a bubble bursting, and home prices crashing down as much as 30%. Remember Y2K?
  • Mortgages and Remortgages - Which One Will Suit My Circumstances?  By : Andy Silk
    You need a mortgage, right? But there's so many types of mortgage that you don't know which one would be perfect for you and your circumstances, right again?

    This article aims to take an indepth look at the different types of mortgage and remortgage offerings available in the market and what they could mean for you.
  • Volatile Mortgage Market  By : rateempire
    So what is going on with all the mortgage companies? Either they shutting their doors down or some of them stopped funding loans.
  • California adjustable rate mortgage  By : Darren Dunner
    Adjustable rate mortgages or otherwise called as ARM has been differentiated from the fixed rate mortgages in the sense that the monthly payments as well as the interest rate can be changed over the entire life of the loan in case of California adjustable rate mortgage.
  • Endowment Mortgages  By : James Miller
    Endowment mortgages are an interest-only mortgage linked to an endowment policy, which can work either on a with-profits or a unit-linked basis. If the investment in the endowment policy grows at a reasonable rate, it is anticipated that the policy will produce enough to pay off the loan at the end of the mortgage term and even leave you a bit of extra cash as well.
  • Technology Makes It Easy for Brokers  By : Kelly
    Technology is always making its way into the mortgage industry. I have personally seen the ready acceptance of almost every new and innovative tool by brokers, loan officers and other industry professionals to enable them close more deals with less stress and effort. Data entry is time consuming; besides it leaves businesses vulnerable to potential fraud. What if borrowers could call up, leave their information, get pre-qualified and have all that data fed into your loan origination system
  • Home Loans for First Time Buyers  By : WittyArticles
    Young families are now living their dreams thanks to a range of home loans designed especially for them. Gone are the days when bad credit or lack of funds meant you can’t obtain a home loan to purchase the home of your dreams. While these factors may have been insurmountable factors in the past, they are no longer legitimate obstacles for the first time home buyer who is seeking a home loan.
  • Refinancing Your Mortgage with Poor Credit  By : Ajeet Khurana
    Poor credit really throws a spanner in the works of your personal finances. But, mortgages are possible even with poor credit. Find out how.
  • Why Choose an Adjustable Rate Mortgage?  By : rateempire
    Adjustable rate mortgages (ARMs) are appealing to many homebuyers, but what are the risks?
  • Bad Credit Mortgages: You Have the Right to Own a Home  By : markshephard
    Just because you have bad credit doesn’t mean that you should be prohibited from obtaining a home mortgage. A quick look at the news and you will see that loan defaults are at an all-time high.
  • Mortgages - The Changing Facets of Loans  By : Myers
    Everyday in newspapers and other media we find various advertisements for mortgage loans. Have you ever thought what exactly does it mean? In literal terms mortgage is a method of securing a debt via using property as a security. The term mortgage loan is a legal device used for securing debt over a security for a specific period of time. Most of these loans are secured over real estate or land rather on other properties like vehicles and so on. To express, they are a type of secured loans.
  • Finding the Best and Right Mortgage Loans  By : N. Sai
    The home mortgage might be biggest personal financial commitment of a borrower in his or her lifetime hence, it becomes very important to choose the right kind of home mortgage to save money as well as save from headaches which might crop up in the future. Read on to find how to choose the best and right mortgage loans to own your dream home.
  • Are You Looking for Real Estate Agent or Agency in North Cyprus?  By : vijayp
    NorthernLandCyprus Property has become a popular investment for many estate agency investors in recent years,

    with the majority of buyers being NorthernLandCyprus.

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